Sponsor Companies

• Delmarva Power Bay Region
• NRG
• Service Today
• Admiral Security
• Barr International
• Downes Associates
• East Coast Underground
• Employees and their families

Rate Report

• New Auto/Promotional Rates may start as low as: 4.74%
• Used Auto/Promotional Rates may start as low as: 4.99%
• New Boat start as low as: 6.95%
• Used Boat start as low as: 8.95%
• New Motorcycles: 7.95%
• Used Motorcycles: 9.95%
• New RV Loan/Promotional Rates may start as low as: 7.24%
• Used RV Loan/Promotional Rates may start as low as 7.49%
• Shared Secured: 5%

Home Equity

• 5.95% - 7 Years (Fixed)
• 6.95% - 10 Years (Fixed)

Unsecured Loans

• Revolving Signature - 12.95%
• Super "5" Loan - 13.95%
• Education Loan - 7.95%
• Appliance / Larger Home Purchase - 7.95%
• All Seasons Loan - 8.95%
• Health Assistance Loan - 6.95%

This Credit Union is Federally Insured

National Credit Union administration insurance is backed by the full faith and credit of the U.S. government just like FDIC.

NCUA insures accounts up to $250,000. Effective thru 12/31/2013

Annually Meeting!

When: Tuesday March 9, 2010 @ 6PM
Where: Delmarva Power Building
            Salisbury, MD

Hope to see you there!

• Purchase a Vehicle
• Home Improvements
• Take a Vacation
• Medical/Dental Expenses
• Education/Tuition
• Swimming Pool/Yard Equipment
• Car Repairs
• Taxes: Income/Property
• Appliances

YOU NAME IT!

Just call or stop in and tell us how much you need. Allow us a short time to comeplete the details and upon approval, we'll have your check waiting for you.

Don't Delay
We have money available and offer fast, friendly confidential service.

Dividend Rates

The board of directors approved a 1.75% with a 1.76% APR dividend rate on Regulary Shares, Christmas Club, Vacation Club, and miscellaneous savings accounts for the period of October 31, 2009 thru December 31, 2009. In order for us to continue good dividend rates, a cap of 2,000.00 per member every 30 days.

Credit Union Closings

The last busniess day of each month.

Presidents Day: February 15, 2010

GAP Insurance

Guaranteed Asset Protection (GAP): Helps cover the difference between your primary insurer's settlement and the loan balance on items directly related to the purchase of the vehicle.

USA Patriot Act

What this means to you: When you open an account, we will ask your name, address, date of birth, and other information that allows us to identify you. We will also ask to see your drivers license and/or other identifying documents.

This information will be kept confidential